National Credit Act

December 14, 2023

Does a settlement agreement constitute a credit agreement?

In a recent legal dispute, the court’s ruling brought to the forefront a perplexing issue that has long plagued the legal landscape: the classification of settlement […]
December 15, 2022

Suretyship agreements: What are they and what are the requirements

A deed of suretyship is an agreement that is concluded by a creditor and a third party. The essentialia of this type of agreement are that […]
September 13, 2022

Think before you sign: 5 things to consider before signing a contract

The simple definition of a contract is where an offer by one party is accepted by the other party. These parties are the contracting parties. There […]
March 8, 2021

Credit Bureaus: Can I be blacklisted?

There is no such thing as a black list. It simply means that there are negative data on your credit report that is hosted at a […]
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